Open post

Levels of financial dependence

At the very surface level of constructing a financial plan, the journey can feel linear. We begin with what we have and plan to move towards an end goal of ‘having enough’ and being financially independent. But this is not where financial planning ends; it’s just the toe-dipping beginning as we gain courage and confidence to engage more with our financial planning. It feels linear because financial independence has always been closely associated with retirement, and […]

Continue readingMore Tag
Open post

Learning leverages healthy decisions (1/3)

A curriculum doesn’t drive learning; curiosity drives learning. When we consider the learning pattern of those who are outside of schooling systems, it’s curiosity that drives their learning, not the prescribed milestones of an education system. From Google to TED, from books to stories passed down from our elders, learning is more about readiness than reached milestones. When our learning is stifled, forced or limited by a curriculum, we can become frustrated and suppress our yearning […]

Continue readingMore Tag
Open post

Charge what you’re worth

“How much should I be charging my clients?” This is a common question as we work with an increasing number of people setting up their own businesses. In the wake of a radical economic downturn, our creativity and necessity to generate an income spark new business ideas. The entrepreneurial spirit begins to take centre stage in the micro economy, and we have an awesome opportunity to create value for others. And this is how we answer […]

Continue readingMore Tag
Open post

What happens to our passwords when we pass?

Estate planning, wills and final testaments are not easy processes to navigate. Setting up life cover and considering what will happen to your family when you pass away can be deeply emotional and an experience many would rather avoid. But as technology helps us create farewell videos, family portfolio galleries and digital vaults, it has made the experience a little less technical and considerably more emotionally engaging and fulfilling.  However – we often plan for the […]

Continue readingMore Tag
Open post

Six areas of financial planning

Have you ever gone down the #Fintwit rabbit hole? According to fintwit.ai, #Fintwit is a vibrant community of investors on Twitter, who tweet trading ideas, active trades, personal portfolios and well thought out insights about financial securities. Millions of investors around the world are increasingly using Twitter to stay abreast of the financial market and make informed investment decisions. This financially savvy community is almost as popular as the #BTC (bitcoin) and #crypto communities who are […]

Continue readingMore Tag
Open post

Ready to be more resilient?

We can’t change what happens to us, but we can change how we respond to what happens to us, and within us. Everything ages, but not everything ages well. Some things can wither from the inside out if they do not have a well-developed resilience. Resilience is the ability to bounce back and withstand stressors. It is to have the capacity to recover quickly from difficulties. For us, resilience is something that we need to work […]

Continue readingMore Tag
Open post

The higher the fee, the better the value?

How do you decide on the better of two products you are not really familiar with or can’t visually tell the difference? For example – I had to buy a new cellphone charger the other day, and there were two options – one was two-thirds the price of the other, but both were reasonably priced (according to my limited experience of buying chargers!). I went with the more expensive one because the price tag convinced me […]

Continue readingMore Tag
Open post

Making mindfulness easier

Anything in life that is truly worth doing – is not easy. It is easy to forget this when we see others doing really well and making the difficult seem like a cinch. We don’t see all the hard work that goes into the background. But in our own areas of expertise, we have had to start from level zero and apply ourselves over time to gain the knowledge and experience akin to being proficient. When […]

Continue readingMore Tag
Open post

Déjà vu?

When we experience our first crisis, we think our world is about to end. It could have been our first unrequited love when we were 12, a rejection letter from an application when we were barely out of our teens, bad news from the doctor or an accident that leaves us dealing with a deep loss. Sometimes it can be our hundredth crisis, and it can still leave us wondering how we can proceed; perhaps it […]

Continue readingMore Tag
Open post

Have you been offered early retirement? (Part 2)

Following on from the previous blog on considering early retirement, the focus of this conversation sparker is to look at five key things that should be on our to-do list before we make any decisions about our retirement (or any big life decision!). In his article for Glacier, Dinash Pillay, National Business Development Manager at Glacier, said that there is much for you to consider before you hand in your early retirement notice. We know that […]

Continue readingMore Tag

Posts navigation

1 2 3 4 5 45 46 47

QLB INVESTMENT BROKERS

Your one stop financial services provider.