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Easy ways to eliminate waste this festive season

It’s a terrible misnomer, but the festive season – which is all about cheer and goodwill to all in various religions – is one of the most wasteful of the year. There are piles of present wrappings, tons of unwanted toys and lots of leftovers – but it doesn’t have to be that way. To enjoy less wasteful and more charitable festivities this year, just follow these tips: Wrapping waste Recycle all your wrapping paper or […]

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Four things to do if the markets crash this December

December should be a time of rest and relaxation – but for South African investors, the month comes with ominous memories. ‘Nenegate’ and Zuma’s infamous cabinet reshuffle, the Steinhoff collapse and several other rand-slaughtering incidents occurred in the month of the year when everyone was hopefully on holiday; plus the ANC elections occur next December too. So, what is an investor to do when the last month of the year rolls around and disaster strikes? In […]

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Your Christmas wish list for increasing productivity in 2019

It’s that time of year again, when loved ones begin asking: ‘what do you want for Christmas?’ Your PA is also going to look at you with expectant eyes in terms of what gifts to order for clients, seniors in the company and such. Answering ‘nothing’ is not going to get you very far with either and, so, we’ve compiled a list of the coolest gift ideas that’ll equip and excite for work in 2019 before […]

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Books to read on the beach that’ll inspire you for 2019

A change is as good as a holiday, and a holiday is a good place to start a positive change. For those lucky enough to be going away at the end of this year, we’ve rounded up some of the books the world’s brightest sparks are raving about to get you feeling excited about 2019 while still on your sun lounger. Anything you want: 40 lessons for a new kind of entrepreneur This short book is […]

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Is now the time to buy or rent?

Various factors, such as employment prospects, family situations, lifestyle choices and investment goals, come in to making the decision about whether to buy or rent a home. In any market, there are different reasons for why you may choose to do one or the other, as there are good arguments for both renting and buying that depend on individual circumstances. Here is a brief overview of the options in today’s climate. To Buy In South Africa, […]

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The right REIT

A real estate investment trust (REIT) is a company that finances, operates or owns real estate that produces an income, and is a way for investors to have a liquid stake in the real estate market. According to Nareit, which is the representative voice for REITs, more than 225 REITs were trading on an American stock exchange earlier this year. At the start of 2018, a quick look at diversified REITs suggested that 23 were yielding […]

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Why is travel insurance so important

According to recent statistics, 5.5 million South Africans travelled abroad in 2016, showing that travel has become a part of many people’s lives — be that for business or leisure. A vacation can be an enriching experience that allows us to step away from our daily lives to relax and, enjoying it with added peace-of-mind is an added bonus! Remember, just because you’re on holiday doesn’t mean that you can’t avoid events that are outside of […]

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Rent out your home this holiday season

Many South Africans choose to take advantage of the public holidays and the warm weather by visiting loved ones or going on an adventure over December and January. However, expenditure over this festive season can quickly add up if you’ve planned a well-deserved break. It, therefore, can be worth renting out your house for the season, so you can supplement your spending while you are away. Nowadays, short-term rental websites, such as Airbnb, make it relatively […]

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Holiday Home Considerations

Although the demand for holiday homes in South Africa lost some momentum at the start of last year, according to the FNB Holiday Town House Price Index for February 2018, a renewed year-on-year growth acceleration was demonstrated in the results of the last half of 2017. In fact, the demand for holiday homes in South Africa has remained reasonably buoyant since 2013, and many property investors purchase a holiday home as a way of diversifying their […]

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Who pays the difference?

Good health care is not always easily obtainable and quickly becomes a costly experience. Many people who have health cover policies sometimes expect to have more cover than their policy actually includes, and they are saddled with high shortfall bills; they land up paying the difference between the medical cover rate, and the cost of the specialist. This is because having medical aid doesn’t necessarily mean that you will be fully covered for all treatments. This […]

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